- January 19, 2026
- Sean Gellis
- 0
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Citizens Property Insurance Corporation—Florida’s insurer of last resort and one of the state’s largest property insurers—has released ITN 26-0009 available for viewing at Solicitations – Public – Citizens Property Insurance Corporation seeking check printing software. For vendors in the financial technology space, this procurement offers a potentially six-year relationship with a major Florida governmental entity.
What Citizens Needs
Citizens processes significant check volume across multiple categories: claims checks, return premium checks, expense and indemnity payments, and commission checks for agencies. The selected solution must integrate with their existing technology stack, including Guidewire’s Billing Center and Claim Center, Impress Automate, and high-speed MICR printers.
The functional requirements span user access management, security, bank account maintenance, batch file management, check template creation, and comprehensive reporting capabilities. Citizens wants a single vendor to deliver the complete solution.
Contract Terms
The anticipated structure is a three-year initial term with three one-year renewal options—up to six years for the right partner. Notably, the draft contract states that Citizens “is willing to modify these terms and conditions based on industry standards and best practices.” That’s an explicit invitation to negotiate, which is relatively unusual language for a government procurement.
Evaluation Framework
Here’s what matters to Citizens:
| Criteria | Points |
|---|---|
| Proposed Product | 30 |
| Implementation | 30 |
| Price | 20 |
| Vendor Background/Experience | 10 |
| Post-Implementation Support | 10 |
The weighting tells a clear story: Citizens values the solution and implementation approach (60 points combined) far more than price (20 points). Vendors who compete primarily on cost will lose to those who demonstrate superior technical capabilities and implementation methodology.
Timeline
| Event | Date |
|---|---|
| Questions Due | January 22, 2026 at 3:00 PM |
| Answers Posted | February 5, 2026 |
| Replies Due | February 26, 2026 at 3:00 PM |
| Evaluations | February 27 – April 8, 2026 |
| Negotiations | April 9 – May 20, 2026 |
| Intent to Award | May 21, 2026 |
The question deadline is tight—January 22. If you’re considering this pursuit, submit your questions now.
Submission Notes
Unlike most Florida procurements, Citizens accepts replies via email rather than through a procurement portal. Keep submissions under 10MB per email (multiple emails are permitted), and avoid compressed or encrypted files. If you’re claiming trade secret protection for any portion of your reply, submit a separate redacted version with a justification log.
Strategic Considerations
A few things stand out in this ITN.
First, the “Questions Being Explored” section reveals what Citizens is actually thinking about: data ownership after contract termination, pricing model flexibility, and customization capabilities. Address these directly in your reply even though responses aren’t technically required.
Second, vendors advancing to negotiations should expect a demanding process. Citizens may require live demonstrations, access to testing environments, detailed technology questionnaires, and comprehensive implementation statements of work. Come prepared for a thorough vetting.
Third, the no-contact provision is strictly enforced. From ITN release through 72 hours after intent to award, contact with any Citizens employee, Board member, or third party acting on Citizens’ behalf—other than the Procurement Officer—may result in disqualification.
The Bottom Line
This is a straightforward technology procurement with a well-defined scope and a buyer who has clearly articulated what they value. Vendors with proven check printing solutions, strong Guidewire integration experience, and solid implementation track records should find this opportunity worth pursuing.
Questions to the Procurement Officer are due January 22.































